Predatory lending defines any loan practice that’s unfair, deceptive or abusive to borrowers. Protect your financial future by learning how to recognize and avoid the dangers of predatory lending practices.
Your Financial Confidence Center
CSE has teamed up with Banzai to bring you financial education that’s easy to understand, relatable, and built around real life, so you can feel confident every step of the way.
Personal Financial Wellness Assessment
The Financial Wellness Assessment is designed to give you a comprehensive and personalized snapshot of your financial health. It's not just a quiz; it's a reflective exercise that helps you honestly evaluate your habits and goals across several key areas of personal finance. Questions delve into your spending patterns, budget management, saving and investing habits, relationship with debt and credit, and more. The questions are crafted to uncover both strengths and areas for potential improvement.
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Create a Budget
You need a budget to tell your money where to go, but making one can seem daunting. This Coach walks you step-by-step through the process of creating a budget that fits your lifestyle. Using the 50/30/20 rule, every dollar is assigned to needs, wants, or savings. You’ll also receive personalized advice to set you up for success. To begin, click "Start Here".
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Build Your Emergency Fund
An emergency fund is an amount of money you set aside to cover unexpected expenses or to cover basic expenses if there are significant changes to your income. How much you need in your emergency fund is unique to you and your personal circumstances. To find out using this Coach session, select "Start Here." A feed will appear; follow along and answer questions as you're prompted.
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Featured
Following these guidelines with your credit card can help give a boost to your credit score.
Gearing up to get a car loan is the key to getting wheels.
Receive guidance for getting out of debt based on your unique situation.
Debt often carries a negative reputation, but borrowing can be a practical and even strategic part of managing your finances. The key is understanding how loans work so you can borrow with purpose, repay with confidence, and protect your credit health.
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Simplify car shopping using our car payment affordability calculator. This car loan affordability calculator helps make smart purchases!.
These 6 activities teach spending, saving, and investing to kids.
Financial institutions are known for essential products and services like checking and savings accounts, loans, and online banking services. But most offer a plethora of other financial tools to boost your financial health.
Anticipate monthly and yearly expenses and manage your income with this budget calculator.
Learn how to buy & sell stocks so you can start investing your money.
What should I do when faced with high inflation and rising prices?
